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    <subfield code="a">Issues in finance : </subfield>
    <subfield code="b">credit, crises and policies / </subfield>
    <subfield code="c">edited by Anoop Pant.</subfield>
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    <subfield code="a">New Delhi, India :</subfield>
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    <subfield code="a">viii, 272 pages ;</subfield>
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    <subfield code="a">Includes bibliographical references and index.</subfield>
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    <subfield code="a">Financial management -- Monetary and credit development -- Financial products from market indexes -- Financial markets -- Instruments of credit risk management -- Assigning regulatory credit classifications -- Mitigating credit risk -- Trade credit -- Financing enterprises -- Source of finance -- Finance: accounting for decisions -- Currency risks -- Financial instruments -- Fiscal policy -- Ethical issues in financial management -- RBI credit policy.</subfield>
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    <subfield code="a">"As watchdogs of public finances, the public auditors act as critical links in enforcing the accountability of executive agencies to national and state legislatures and through them to the general public. The public sector auditor reviews financial management of public sector entities to ensure that transactions have been undertaken with due regard to propriety and regularity. Recently, several pubic auditors have also assumed responsibility for assessing value for money considerations in public projects and programs in recent years. Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money, risk and how they are interrelated. It also deals with how money is spent and budgeted. One facet of finance is through individuals and business organizations, which deposit money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment and charges interest on the loans. Credit does not necessarily require money. The credit concept can be applied in barter economies as well, based on the direct exchange of goods and services. However, in modern societies credit is usually denominated by a unit of account. Unlike money, credit itself cannot act as unit of account. The book is useful to the students of commerce, economics and management. Policy makers in banking and financial sector will also enlarge their knowledge"-- Back cover.</subfield>
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    <subfield code="a">Pant, Anoop,</subfield>
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