MARC details
| 000 -LEADER |
|---|
| fixed length control field |
02652nam a2200313 i 4500 |
| 003 - CONTROL NUMBER IDENTIFIER |
|---|
| control field |
CSPC |
| 005 - DATE AND TIME OF LATEST TRANSACTION |
|---|
| control field |
20260317102812.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
|---|
| fixed length control field |
260317s2025 ph a b 000 0 eng d |
| 040 ## - CATALOGING SOURCE |
|---|
| Original cataloging agency |
CSPC |
| Language of cataloging |
eng |
| Transcribing agency |
CSPC |
| Description conventions |
rda |
| 090 ## - LOCALLY ASSIGNED LC-TYPE CALL NUMBER (OCLC); LOCAL CALL NUMBER (RLIN) |
|---|
| Classification number (OCLC) (R) ; Classification number, CALL (RLIN) (NR) |
UTH BSOA L881s 2025 |
| 100 1# - MAIN ENTRY--PERSONAL NAME |
|---|
| Personal name |
Lopez, Mary Chritine I., |
| Relator term |
author. |
| 245 10 - TITLE STATEMENT |
|---|
| Title |
Smart spending : |
| Remainder of title |
a study on the relationship between financial literacy and students purchasing decision / |
| Statement of responsibility, etc. |
Mary Christine I. Lopez, Althea Mahilom, and Jeanel Mae B. Marbella. |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. |
|---|
| Place of publication, distribution, etc. |
Buhi, Camarines Sur : |
| Name of publisher, distributor, etc. |
Camarines Sur Polytechnic Colleges, |
| Date of publication, distribution, etc. |
2025. |
| 300 ## - PHYSICAL DESCRIPTION |
|---|
| Extent |
115 leaves. |
| 336 ## - CONTENT TYPE |
|---|
| Source |
rdacontent |
| Content type term |
text |
| 337 ## - MEDIA TYPE |
|---|
| Source |
rdamedia |
| Media type term |
unmediated |
| 338 ## - CARRIER TYPE |
|---|
| Source |
rdacarrier |
| Carrier type term |
volume |
| 502 ## - DISSERTATION NOTE |
|---|
| Dissertation note |
Undergraduate Thesis (BSOA)- Office Administration. |
| Name of granting institution |
Camarines Sur Polytechnic Colleges, 2025. |
| 504 ## - BIBLIOGRAPHY, ETC. NOTE |
|---|
| Bibliography, etc. note |
Includes bibliographical references. |
| 520 3# - SUMMARY, ETC. |
|---|
| Summary, etc. |
This study, Smart Spending: A study on the Relationship Between Financial Literacy and Students' Purchasing Decisions, investigated how financial knowledge shapes the spending habits of BSOA students at CSPC Buhi Campus. Using a survey response from 200 students, the research assessed their financial literacy in terms of budgeting skills, saving habits, understanding of financial concepts, decision-making abilities, and use of budgeting tools, as well as their purchasing decision based on frequency of purchases, prioritization of needs, and use of allowance. The findings revealed that most students possess a high level of financial literacy, particularly in separating needs from wants and adjust their budget, when necessary, although their use of budgeting applications remains limited. Results also showed a significant influence of daily allowance on both financial literacy and purchasing behavior, as students with smaller allowances tend to be more disciplined and cautious in managing their expenses. Furthermore, significant differences were observed when respondents were grouped according to age, sex, year level, and source of allowance. Based on these outcomes, the study recommends the development of a financial literacy program aimed at improving students' budgeting practices, saving habits, and overall responsible spending behavior. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Mahilom, Althea, |
| Relator term |
author. |
| 700 1# - ADDED ENTRY--PERSONAL NAME |
|---|
| Personal name |
Marbella, Jeanel Mae B., |
| Relator term |
author. |
| 720 1# - ADDED ENTRY--UNCONTROLLED NAME |
|---|
| Name |
Tañamor, Ma. Bernadette O., |
| Relator term |
adviser. |
| 720 1# - ADDED ENTRY--UNCONTROLLED NAME |
|---|
| Name |
Luzon, April Z., |
| Relator term |
panelist, chair. |
| 720 1# - ADDED ENTRY--UNCONTROLLED NAME |
|---|
| Name |
Villar, Mariber M., |
| Relator term |
panelist. |
| 720 1# - ADDED ENTRY--UNCONTROLLED NAME |
|---|
| Name |
Adriano, Rolando B., |
| Relator term |
panelist. |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) |
|---|
| Source of classification or shelving scheme |
Dewey Decimal Classification |
| Suppress in OPAC |
No |
| Koha item type |
Unpublished Materials |
| Classification part |
L881s |
| Call number prefix |
UTH |
| Call number suffix |
2025 |
